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AblePay Information Session

Thursday, February 18, 2021, 11:00 AM until 12:00 PM
Additional Info:
Laura Mscisz
717-696-6211 (p)
Online Event
Registration is required
Payment In Full In Advance Only
No Fee
AblePay is a unique NO-COST (to employers/employees/individuals) program that offers savings and flexible payment terms on out-of-pocket medical expenses. AblePay is available to any individuals with primary health insurance (including Medicare) and can be offered to all employees – not just those on an employer’s health plan. Our current providers include Penn Medicine (all hospitals including Lancaster General Health and Chester County Hospital), May-Grant Obstetrics & Gynecology, Saint Luke’s University Health Network, Lehigh Valley Health Network, Coordinated Health, Grand View Health, Main Line Health, and TriHealth. All of these health systems include all hospitals and employed doctors. We are also currently successful in negotiating savings for our members at other providers throughout the country! Over 25,000 members are currently enjoying the benefits of AblePay! AblePay members now save up to 13% on all copays at any Lancaster General Health and Lehigh Valley Health Network provider locations and don’t have to pay any money up front for services! Employees of Central Penn Business Group on Health (CPBGH) member companies receive a $10 credit on their account toward their first bill with AblePay!

AblePay contracts with healthcare providers to accept a discount on our members’ out-of-pocket expenses. Healthcare providers are willing to do this because they are only collecting 17-35 cents on a dollar on out of pocket payments. We pass on some of that discount (we make money on the arbitrage) we receive to our members. Depending on how quickly our members want to pay us, that can be a savings of up to 13% on each medical bill! AblePay currently offers payment terms of 1, 3, 6 and 12 payments (all with savings or 0% interest).

Example: you have a $1,000 medical bill at Penn Medicine - LGH. You pay AblePay $870, save $130, while the full $1,000 goes toward your deductible! The agreement with LGH includes all hospitals and employed doctors in the physician group.

How does it work? Below is a brief 2min video:



The AblePay team is also there to help and advocate for your employees that have questions or concerns with billing issues. With extensive claims expertise, the AblePay team will review claims and evaluate for accuracy. In addition, the advocacy team handles everything from out-of-network and non-covered claims negotiations to simply explaining a bill to a Member.